✦ IIoT & Fintech Solutions

Fintech App Development

We build RBI-compliant, security-first fintech applications — digital lending platforms, investment and wealth management apps, insurance tech solutions, payment aggregators, and neobank platforms — engineered to pass regulatory scrutiny and scale to millions of users.

30+Fintech Apps Launched
5M+End Users Served
100%RBI Compliance Rate
₹500Cr+Transactions Processed
Our Services

What We Deliver

Comprehensive solutions designed around your business goals — built by specialists who've deployed these systems at scale.

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Digital Lending Platform

End-to-end lending apps — loan origination, credit scoring, KYC/video KYC, disbursement, and collections for NBFCs and fintechs.

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Investment & Wealth Platform

Mutual fund, stock, bond, and PMS investment platforms with SEBI-compliant KYC, portfolio analytics, and advisory workflows.

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Insurance Tech (InsurTech)

Digital insurance distribution, policy management, claims processing, and embedded insurance APIs for aggregators and insurers.

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Neobank & Digital Banking

Account management, virtual cards, UPI integration, and banking-as-a-service applications built on RBI-approved frameworks.

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Corporate Treasury & B2B Finance

Supply chain finance, invoice discounting, collections management, and corporate payment orchestration platforms.

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Financial Analytics & RegTech

Fraud detection, AML transaction monitoring, regulatory reporting, and real-time financial intelligence platforms.

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Why It Matters

Fintech Built for RBI Compliance and Scale

Financial applications face a uniquely unforgiving combination of regulatory scrutiny, security requirements, and scale demands. One compliance gap or security flaw can mean regulatory action, fund freeze, or reputational collapse. We build with compliance and security as architecture, not afterthoughts.

React NativeFlutterNode.jsPythonPostgreSQLRedisKafkaAWSAzureRazorpayPayUNPCI APIsAadhaar eKYCCIBIL APIDigioSetu
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Security-First Architecture

AES-256 encryption at rest and in transit, tokenised PAN storage, and penetration testing before every production release.

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RBI & SEBI Compliance

FLDG guidelines, co-lending frameworks, SEBI KYC norms, and PPI regulations built into the application architecture.

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NPCI & Bank API Integration

UPI, IMPS, NACH, e-NACH, Aadhaar eKYC, CIBIL, CRIF, and CKYC integrations that Indian fintech requires.

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Scale to Millions

Microservices architecture and auto-scaling cloud infrastructure handling millions of daily transactions without performance degradation.

How We Work

Our Proven Delivery Process

A structured, agile methodology that delivers on time, on budget, and beyond expectations — every single time.

01

Compliance & Architecture Review

Regulatory mapping, data residency requirements, and security architecture designed before development.

02

Core Platform Development

Account, transaction, KYC, and product modules built with full audit logging and data encryption.

03

API Integration

NPCI, bureau, KYC, and banking API integrations with sandbox and production testing.

04

Security & Pen Testing

Mandatory penetration testing and VAPT report before any production launch involving real money.

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RBI-Ready Launch

Compliance documentation, audit trail review, and phased launch with transaction monitoring.

Why ScaleUpTH

Why Businesses Choose Us

We combine technical depth with business pragmatism — delivering solutions that create real, measurable impact.

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Compliance Built In

RBI, SEBI, and NPCI compliance requirements woven into the architecture — not bolted on at audit time.

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Bank-Grade Security

AES-256 encryption, tokenisation, HSM integration, and mandatory pen testing — the security standard financial regulators expect.

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Complete India Fintech Stack

UPI, NACH, Aadhaar eKYC, CIBIL, CKYC, and DigiLocker — every Indian financial API integrated and tested.

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Scale Without Re-Architecture

Microservices designed for 10× growth — you scale user volume without a platform rewrite.

FAQ

Frequently Asked Questions

Everything you need to know before getting started.

Do you build apps for NBFCs specifically?+
Yes — NBFC lending apps are one of our core fintech verticals. We cover loan origination, credit underwriting, eKYC/video KYC, digital agreement, disbursement via IMPS/NEFT, and automated EMI collection via e-NACH.
How do you handle RBI data localisation requirements?+
All financial data stored on servers physically located in India using AWS Mumbai, Azure India Central, or on-premise data centres — we never store RBI-regulated data outside India.
Can you integrate CIBIL and other credit bureaus?+
Yes — CIBIL, CRIF Highmark, Experian, and Equifax bureau integrations for real-time credit score fetch and credit report PDF generation within the loan origination workflow.
What security certifications do your fintech apps support?+
We build to ISO 27001, PCI-DSS (for card data), and SOC 2 standards. We produce VAPT reports for every release and support your RBI IT examination requirements.
Do you offer white-label fintech solutions?+
Yes — white-label lending, investment, and payment platforms with your branding, available for faster launch timelines compared to fully custom builds.
Ready to Start?

Let's Build Your Fintech App Solution

Tell us your requirements — we'll have a tailored proposal and free consultation in your inbox within 24 hours.

Start Your Project 📞 +91 93370 35617
Get In Touch

Start Your Project
With Us Today

Share your vision — we respond within 24 hours with a tailored proposal and free consultation.

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LocationCuttack, Odisha, India
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HoursMon–Sat, 9 AM – 7 PM IST

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